Securing your home and belongings
Insure what matters most to you. Whether you are a home owner or you are a renting, you want to make sure you have the most appropriate insurance cover to cover your home and your personal belongings. You can speak with COTA and we can explain the cover options available under COTA Home and Contents Insurance. COTA can help by arranging insurance to help cover your home and contents.
It is important for homeowners and renters not to be complacent. Discussing your COTA Home and Contents Insurance options with COTA Insurance can help provide you with information so that you can choose the right cover for your circumstances”, as some items such as mobile phones and jewellery will require to be listed on the policy to be insured for their full value.
If you’re planning on going away, it is good to review your current policy coverage. If you’re planning on going away over a long period of time, you may need to notify your insurer. Depending on how many days you are away, this may change the terms, conditions and coverage of your policy. Talk to COTA Insurance for more information around how your extended trip may impact your COTA Home and Contents Insurance policy.
Some additional measures you can take to safeguard your home and possessions, like not leaving expensive items like technology, jewellery, or cash vulnerable to thieving eyes keep your valuable items out of sight before you head out.
Burglars don’t want to spend a long time in your home, preferring to quickly swipe items they can easily spot and carry – like car keys. According to the National Motor Vehicle Theft Reduction Council, a car is stolen every 12 minutes in Australia^^. Offenders may swipe the keys and immediately drive off with the vehicle, or return later to do so. Make sure to store any car keys in a difficult place to find, to help reduce the chance of them being stolen.
As good as your hiding spots may be, you might want to consider installing a home security system. An efficient system should feature door and window sensors, glass-break detectors, motion sensors, and for an additional layer of protection, consider video surveillance. Doing so may mean that in the event of a break-in, the footage may help police identify the offender.
If you would like to discuss your insurance options through COTA, contact COTA Insurance on 1300 1300 50 or visit old.cota.com.au
Insurance and Membership Services Limited ABN 59 057 159 743, AR No 246235 trading as COTA Insurance (COTA, we, or us), arranges these insurances as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL No. 234708 (except Travel &, Boat Insurance). If you purchase this insurance, we will receive a commission that is a percentage of the premium. Please ask us for more details. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. Policy terms, conditions and exclusions apply. You should read and consider the Product Disclosure Statement and key fact sheets available from cota.com.au or by calling 1300 1300 50 before deciding whether to acquire any product mentioned. The relevant Target Market Determination is available by calling 1300 1300 50. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 0.3% to 30%. Allianz also pays us a percentage of the profit which exceeds the agreed profit threshold for Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged by us or renewed with Allianz in each calendar year, provided that the agreed premium threshold is met for these products. Additionally, we receive a marketing allowance from Allianz every 2 months, which is a percentage of the total premium earned on these policies in the previous 2 months. Ask us for more details before we provide you with services.
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