Your windscreen could save your life

Don’t underestimate how important a car’s windscreen is to your car’s structural strength.  Read on to find out the importance.

Your windscreen provides up to 30% of your car’s structural strength¹ and also supports the airbag and its cover when activated during an accident. While a little crack in your windscreen glass might seem minor, it could potentially have a significant effect on the safety of your vehicle.

You should repair a cracked or damaged windscreen as soon as the damage occurs, and always get an expert to repair your windscreen.

Here’s what could happen if your windscreen repair or replacement isn’t carried out correctly:²

• Your passenger airbag may not work properly in the event of an accident
• Your windscreen safety camera may be misaligned
• You may detect a whistling or rattling noise whilst driving

In the last twelve (12) months our insurance partner Allianz revealed they had over 47,000 windscreen reported claims from customers.³

Removal of basic excess for windscreen claims

Customers have the option to remove excess payable on windscreen damage only claims. When you select this option, you won’t have to pay the excess for one claim for an entire windscreen, window glass or sunroof replacement, and two claims for repairs within each period of insurance. The removal of basic excess for windscreen claims option applies:

• to one claim for a windscreen, sunroof or window glass replacement plus two windscreen, sunroof or window glass repairs in any period of insurance; and

• if the broken windscreen, sunroof or window glass is the only damage to your vehicle.

If you have any questions regarding your car insurance, you can contact us on 1300 1300 50 or visit our website old.cota.com.au

As always, we’re here to help you.

References

1. Australia’s Auto Glass Association (www.autoglass.org.au/safety)
2. O’Brien AutoGlass (www.obrienautoglass.com.au/experts/)
3. Allianz Australia claims records ‘for 1 September 2021 to 31 August 2022’

Insurance and Membership Services Limited ABN 59 057 159 743, AR No 246235 trading as COTA Insurance (COTA, we, or us), arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL No. 234708. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. Policy terms, conditions and exclusions apply. You should read and consider the relevant Product Disclosure Statement available at cota.com.au before deciding whether to acquire any product mentioned. The relevant Target Market Determination is available by calling 1300 1300 50. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 0.3% to 25%. Allianz also pays us a percentage of the profit which exceeds the agreed profit threshold for Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged by us or renewed with Allianz in each calendar year, provided that the agreed premium threshold is met for these products. Additionally, we receive a marketing allowance from Allianz every 2 months, which is a percentage of the total premium earned on these policies in the previous 2 months. Ask us for more details before we provide you with our services by calling 1300 1300 50.